x  Contents

Provenance and medical histories  80

Energy  80

Blockchain footprint  80

Govtech  81

Blockchain footprint  81

Central Bank Digital Currency (CBDC)  82

Real estate  82

Blockchain footprint  82

Education  83

Use cases  83

Digital assets  84

Blockchain footprint  84

Market value positioning based on Blockchain adoption  84

Blockchain disruption  84

Financial benefits  84

Non-financial benefits  85

Sector-specific benefits  85

Barriers to Blockchain adoption  88

Blockchain adoption to solve critical and

complex business problems  89

Business problems  89

Business problem #1  90

Business problem #2  92

Business problem #3  94

Summary  96

4 Blockchain: Is it a hoax?

97

Insights on cryptocurrencies  97

Leverage  100

Stablecoins  100

Market sentiment  100

Crypto fraud  101

Insights on ICOs  109

Successful ICOs  110

Unsuccessful ICOs including scams and fraud  111

Dead coins  112

Avoid ICO fraud and investment  112

Disappearing with the investors’ money  113

Educational and capability gap in blockchain technology  115

Education gap  116

University courses on blockchain  117